McGowan, Donnelly & Oberheu, LLC (MDO) is proud to announce our appointment as the State Coordinator for Allied World’s Lawyers Professional Liability program in Minnesota, Pennsylvania and Utah.

Firms with 1 – 25 attorneys and annual revenues of at least $50,000 are eligible.  All areas of practice are entertained (except Patent Prosecution).  Allied World offers competitive rates and streamlined processing, as well as a state-of-the-art, value added risk management program with the financial security of an A.M. Best Rated “A (Excellent) XV” carrier.  
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Policy highlights include, but are not limited to, the following:
• Claims Expenses Outside Limit (CEOL) available
• Broad definition of Legal Services
• Broad definition of Claim
• Coverage for Predecessor Firms, Independent Contractors and Of Counsel
• Outside Directors Liability coverage built in to the insuring agreement
• Broad definition of Damages specifically includes pre- and post-judgment interest
• Disciplinary Proceedings Coverage
• Lost Earnings reimbursement coverage of up to $500 per day with a maximum payment of $10k per claim and $30k in the aggregate
• Subpoena Coverage up to a maximum of $2,500
• Consent to Settle provision “hammer clause” softened to 50/50
• Innocent Insured coverage
• Automatic 60 day extended reporting period
 
Loss control and risk management information is provided to each Insured.  Services include:
• Risk management web site and CLE programs
• Email alerts and The Lawyers’ Lawyer Newsletter
• Risk management hotline
• Risk management/loss control audits