MDO and Darwin are committed to being the total market solution and go to leader in the Lawyers Professional Liability (LPL) segment. Together, they offer competitive rates and streamlined processing, as well as a state of the art, value added risk management program.  They are able to entertain a broad range of firms in virtually all areas of practice, with 1-25 attorneys and annual revenues of $50,000 and above. For the majority of AOPs, they can provide an indication off a competitor’s application. 

Limits: Primary up to $5M
AM Best Rating:  A (Excellent) XV

Features & Highlights:

  • Multiple retention options including $0 and aggregate retentions
  • Claims Expenses Outside the Limit (CEOL) available
  • Broad definition of Legal Services
  • Broad definition of Claim
  • Broad definition of Damages
  • Coverage for Predecessor Firms, Independent Contractors and Of   Counsel
  • Outside Directors Liability coverage is available
  • Disciplinary Proceedings coverage
  • Lost Earnings reimbursement coverage
  • Subpoena Coverage up to a maximum of $2,500
  • Consent to Settle provision “hammer clause” softened to 50/50
  • Innocent Insured coverage
  • Automatic 60 day extended reporting period
  • Extended reporting period (ERP) options available, including disability, death and cessation of practice
  • No pollution, mold or asbestos exclusions
  • Worldwide coverage
  • Career coverage available

Risk Management:
Darwin offers valuable loss control services and risk management information to our policyholders.  They partner with the law firm of Hinshaw and Culbertson, LLP  to support each organization’s risk management efforts by developing strategies that meet everyday professional challenges. The following services are available:

  • Risk management web site and CLE programs
  • Email alerts and The Lawyers’ Lawyer Newsletter
  • Risk management hotline
  • Risk management/loss control audits

Contact McGowan, Donnelly & Oberheu, LLC for more information!

512.600.2280 • mdoinsurance.com

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